100 simple tips to save money every day
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Everyone deserves financial freedom and the first step is learning to save.
Don’t miss out on our hundred simple tips that will help you pocket some extra cash each month, setting you up for success!
Taking control of your finances is empowering, and no matter how you choose to approach it – whether that be through active methods or a more conscious consumption – everyone can make changes for the better.
Looking at where our money goes gives us an insight into what we truly value in life and helps shape our outlook on financial decisions.
Having an eye on your finances every month could make life just a bit easier.
Don’t worry if you’re feeling uncertain – I’ve compiled 100 helpful tips categorically to get the savings ball rolling!
Create a budget
1) Wondering why your money slips through your fingers?
Let budgeting be the first line of defense against frivolous spending!
Keep a notebook to track all fixed expenses, plus some extra for unexpected purchases.
And if you want something nicer than just an ordinary notebook – try this stylish budgeting binder instead!
2) Jumpstart your savings journey by setting yourself a short-term, achievable goal.
It’s the best way to give yourself confidence and momentum going forward – plus you’ll be delighted when you reach it!
3) Building wealth can seem intimidating, but with a little preparation and planning it doesn’t have to be!
Automating your savings is an easy way to start putting money aside each month without having think about it – now that’s what we call smart financial management.
4) Start small and build the habit of saving – why not put aside $10 or even just $50 each week?
Before you know it, these little amounts will add up – so get into the habit today!
5) Instead of saving for just any old reason, have something to aim for!
Some common goals are paying off a student loan or funding your next adventure abroad.
Why not make it happen?
6) Finding ways to save can feel daunting, but it’s worth taking the time to find a method that works for you.
Give one of the popular methods a try and commit yourself to staying with it consistently for at least 30 days – this is your chance to see if it’s doable in everyday life! Good luck on your savings journey 🙂
7) Ready to save some dough? Then you’ll want to pay with cash!
Sure, credit cards might offer a few perks – like boosting your credit score or rewarding you with miles and such.
But when it comes down to keeping the most money in your pocket, there’s nothing better than good ol’ fashioned greenbacks.
8) Shopping smartly never goes out of style!
When you go grocery shopping, make sure to take a helpful list with all the most important items on top.
This way, you’ll avoid buying things over-impulsively and stay organized while crossing off your priorities one by one.
9) Don’t let saving money cause a headache!
Each month, set aside just enough to buy that special something.
And if you don’t use it?
Keep adding those funds at the end of each month until one day – WOW – look how much cash you’ve saved up!
Make more money
10) Let go of all that extra stuff and open up a world of new possibilities!
Get rid of what you don’t use anymore – it won’t make your life richer or more rewarding.
Sell those items, free yourself from clutter, and see how much better off you’ll feel.
11) Need an extra push in the right direction to start generating some cash?
Try selling items you no longer need, picking up a few more hours at work, or even taking on side hustles!
You’ll be surprised by how quickly your wallet thicken.
12) Shopping for the perfect deal takes a little bit of research – but it’s worth your time!
Check out multiple retailers to get an idea of what the best price is, or hold off until events like Amazon Prime Day and Black Friday come around.
You’ll be sure to find some amazing discounts on larger purchases then.
13) Looking to make some extra cash? Why not try renting out a room in your home through the ever-popular Airbnb!
14) Don’t go solo! Carpool with friends and save your pocket money.
Sharing a ride is the best way to cut down on transportation costs – so why not hop in for an adventure?
15) Did you know that your bank account could be costing you more than necessary?
Take a look at what fees and expenses might have slipped through the cracks, then check with your bank if any accounts offer zero maintenance fees.
You just may find some extra cash in there!
Create a saving challenge
16) Ready to push yourself?
Take on a unique challenge – go a month without spending any extra money, limiting your purchases to only the basic necessities!
It’s an exciting way to save and get creative with what you already have.
17) If you find it too hard, do it during the weekends.
18) Don’t let your impulses lead to burning a hole in your wallet!
Identify something you often buy on impulse, and use that as motivation to stay focused when it comes to spending.
Save that money for all the things you really want or need instead!
19) Life can become overwhelming when we find ourselves reaching for all the latest purchases.
To avoid becoming overwhelmed, try this handy tip: set yourself a time limit of 48 hours – if after that you still feel like you need something, it’s probably worth waiting on!
Chances are your purchase isn’t as urgent or important as first thought.
20) To keep your spending in check, why not try avoiding places that encourage it?
You can start by removing e-retailers from bookmarked sites and save the shopping mall for a special treat instead of using them as entertainment.
21) Take a break from scrolling through social media so you can stay focused on what’s realistic.
Don’t let the unrealistic expectations of others lead to unnecessary spending habits!
22) Don’t pay for heighted phone plans you don’t need!
See if there’s a way to lower your cell data while still getting all the usage out of it.
Maximize your phone plan so that it works best for you: no overspending, and no missing features either!
Save money on purchases
23) Don’t fall into the trap of shopping around holidays – if you wait just a month before or after them, you can score unbelievable deals on both seasonal clothes and gifts.
It’s smart savings all year round!
For example, never buy a sweater in winter. Instead, buy it in summer and save a lot of money.
24) Looking to buy something you need? We’ve got the hookup!
Keep an eye out for awesome promo codes, special deals and discounts – they’re all available just waiting to save you some cash.
25) To get the best bang for your buck, don’t settle on just one store – compare prices at different places to make sure you’re getting a great deal!
26) Shopping while feeling stressed can lead to poor choices.
Take a break and come back when you’re in the right frame of mind – it’ll make all the difference!
27) Paying in full is the best way to go; partial payments can add up quickly with all that pesky interest. Save yourself and stick to one payment!
28) If you’re looking to reap the extra rewards of your credit card, make sure that each month you pay it off in full!
That way, all those extra benefits can be yours.
29) Shopping online can be a fun and stress-free experience!
With stores like Amazon, you get to choose from an amazing selection of products without ever leaving your home, saving money on transportation.
Save money on food
30) Kick-off the week on a high note and give yourself an edge with meal planning!
Make things easier by creating your own menu, while never forgetting must have items thanks to our grocery list feature.
Get organized now – you won’t regret it!
31) Shopping in one go can be a great time-saver!
Make sure to plan ahead and stock up on all the essentials once a week.
That way, if you forget something during your next trip to the supermarket, it’s not an urgent problem – just wait for another opportunity!
32) Avoid fast food, takeout, and restaurants.
33) If you want to save money and stay healthy, reach for whole foods over processed treats.
Your wallet – and your health- will thank you in the long run!
34) Why not get creative with your budget and make the most of mealtimes inside and outside of your home?
Plan ahead to keep costs down while still enjoying delicious, nutritious meals.
35) Search online for the cheapest supermarket in your area – you might find a supermarket near you with unbeatable prices!
36) Planning ahead will save your wallet and make sure you stay fueled throughout the day.
Don’t let lunch time have control of you – take charge with meal prepping!
37) Freeze any leftovers for any other day you don’t feel like cooking.
38) Eating more fruits and vegetables is a great way to provide your body with essential nutrients, including protein.
Plus, filling up on legumes can be an economical solution when you’re looking for ways to reduce meat in the diet while still getting enough protein!
39) With everyone at home, why not stock up on the essentials?
Wholesale purchase of items like pasta, rice and canned goods that last a long time can be great for big families – plus don’t forget to add some spices as well!
Save money on hobbies
40) Treat yourself to a movie night or an afternoon of reading without leaving your town by visiting the local library!
With no charge, you can explore books and films galore for your entertainment.
41) Download free e-books online.
42) Get ready for a movie night on the cheap with discounts and online deals.
Don’t miss out, grab your tickets now and enjoy a great cinematic experience.
43) Looking to get out and explore your city?
Check online for a range of exciting, free experiences like art shows, outdoor concerts or any other activities you can think of!
44) Take a stroll through the fresh air and peacefulness of your local park or nature reserve – it’s guaranteed to give you an extra boost of energy, as well as some much needed relaxation!
45) Get ready for more merry moments with your mates!
Happy hour at the local watering hole is always a great way to make some extra-special memories.
46) Ready to try something different? Say goodbye to cable TV and Netflix, then explore the world of free entertainment on Youtube!
47) Ready for the time of your life? Skip the spring break crowds and make magical memories during the slow months for your trip to Disney Orlando.
You’ll get all those theme-park thrills minus that pesky peak season crowd!
48) It’s always more fun when everybody brings something to the table – literally!
Get your friends together for a potluck and enjoy each other’s delicious creations.
49) Unleash your creative energy and start generating income! Try selling handmade goods or teach music to cash in on the benefits of your hobbies.
People
50) Avoid the people who always want to hit up a mall on your hangouts.
Instead, why not switch it up and watch an awesome movie or soak in some sunshine with a walk – both way cheaper options!
51) Want to live your best life? Having a savings plan is essential!
Chat with the fam about setting goals and make sure you’re all in it together.
Enjoying financial security starts by taking the first step – let’s get saving!
52) It’s always nice to have someone by your side cheering you on as you work towards achieving a big goal.
Why not let your closest friends and family in on the journey? They can be an excellent source of accountability for when things get tough!
53) Taking the time to be with your kids is much more valuable than buying them things.
Playing games, crafting, or simply talking are all great ways for you and your children to bond together!
54) Taking the kids out can be fun and exciting, but planning ahead is key!
Make sure to let them know what’s in store – it’ll help ensure everyone has a great time.
55) Stargazing, sipping vino at home and cuddling up for a romantic movie make the perfect no-spend date night.
Sit back and relax in blissful tranquility with your special someone!
Beauty
56) Don’t let a trip to the nail salon break your bank!
ry giving yourself an at-home mani and pedi. With manicure sets available online, you can save money in the long run and treat your nails with some extra TLC anytime from home.
57) Make yourself a mini-escape from the stresses of everyday life – create your own spa oasis at home with natural, nourishing products.
Refresh and revitalize body and mind in an atmosphere that’s all yours!
58) Instead of forking out lots of money on expensive beauty products, you may be able to find a natural substitute in your kitchen pantry or fridge!
Whip up an invigorating coffee scrub with ground beans and sugar – perfect for exfoliating.
Or turn a ripe avocado into nourishing hair mask – just do some research online!
59) Who knew that one small tub of coconut oil could do so much!
Not only can it be used for cooking, but you can also get creative and use this versatile product to keep your skin soft with a luxurious body lotion.
Lather up as shaving cream or remove stubborn makeup; not forgetting using it as an all-natural hair treatment. Talk about multitasking!
60) Check out drugstore brands such as Neutrogena or Nivea.
Minimalism
61) Make the most out of what you buy!
Investing in only what you need and using it up until there’s no more left is a smart way to go.
62) Did you know that there’s an amazing way to get the items you need without breaking the bank?
Swapping with friends and family! Whether it be books, clothes, video games or tools – a few conversations can easily save money.
63) Invest in the highest quality you can find and afford – it’ll save money down the line as these products will be built to last!
64) Create a simpler home while saving money and space – look for items with multiple uses!
It’s easier to maintain an organized living environment when you only have the essentials.
65) Take your wardrobe to the next level by creating a capsule collection combining pieces that will show off your unique style and favourite colours!
66) Maintaining a tidy and orderly home can save you time, money – and your sanity!
Keep it clean to make sure that precious items don’t get lost in the clutter.
Plus, there’s no need to hire an expensive cleaning service when everything is already set straight.
67) Cutting down on costs by opting for a smaller space can help you save cash – plus, create some cozy alone-time.
68) Make the most of what you have by troubleshooting before replacing! Taking a few moments to evaluate existing items can save time and money.
69) Remember this; Owning things isn’t everything – it’s all about finding your own pathway. Embrace who you are and discover what makes YOU worth celebrating!
Home
70) Don’t waste your money on unnecessary single-purpose cleaners.
Show off your inner DIYer and make unique homemade cleaning solutions with simple ingredients like water, alcohol, white vinegar & essential oils!
There are plenty of incredible recipes to explore – so go take a look at Pinterest today for some amazing ideas!
71) To keep your electronics and appliances running smoothly, take care of them now before they give you any surprises in the future!
Regular maintenance can help ensure a longer life-span for all of your gadgets.
72) Trade out fabric softeners for a gentler soap or try using white vinegar instead.
You’ll be surprised at how much softer your clothes can feel without the extra chemicals!
Technology
73) Ditch pricey storage solutions and grab Google Drive for free!
Store all your files in one secure place, without breaking the bank.
74) Are you looking to take your tech game to the next level?
Then searching for technology that meets your needs is a great first step.
Maybe you’re an avid gamer who wants blazing fast speeds and top-notch graphics – no problem, we can hook you up with just what you need!
Taxes
75) Avoid costly compound interest by paying off your taxes in full before the due date – you might even have the chance to snag some sweet discounts!
Insurance
76) Be prepared for life’s surprises and protect yourself financially! Investing in a good car, property, and life insurance will ensure you don’t have to break the bank if an emergency ever arises.
Debt
77) Ticking off those pesky little debts can lighten your load in a big way – use the saved cash to tackle larger payments and make real progress on becoming debt-free!
78) Get rid of the biggest debt you have first and watch as those pesky interest charges evaporate!
79) Interest draining your finances? Refinancing could help you make a splash in financial security.
Learn more about money
80) Learn how to take control of your finances by exploring the world of personal finance books!
Discover tips and tricks on money management, budgeting, investing and more – all while enjoying a great read.
81) Make sure your wallet stays full – check out helpful budgeting tips from experienced YouTube channels!
82) Curious about where you can store your money that will help it grow?
Reach out to the bank and chat with a professional – they’ll be able to point in you the right direction towards finding high-interest savings accounts!
83) Make your life easier and save more.
Automate monthly payments like rent, bills, or subscriptions directly from your savings account – get a discount on them every time!
84) Want to make the most of your hard-earned money?
Join a friendly community focused on saving and learn from others who have tips, tricks,and inspiring stories about how they made it work.
New habits
85) When it comes to your daily decisions, there’s a key contrast that can help you out: recognizing the difference between needs and wants.
Having this distinction in mind will surely aid you on the path of good decision making!
86) Take a moment to reflect on the things in life that bring joy and satisfaction.
Cultivating an attitude of gratitude for these blessings can lead to greater contentment!
87) Put your wellness first and reap the rewards!
Investing in physical activity will help you stay healthy for longer, avoiding pricey medical bills down the road.
88) Take a break from the constant bombardment of advertisements – turn off the television and enjoy some uninterrupted peace.
89) Keep your finances in check by taking a few moments to review your budget. It’s as easy as that!
90) Have you ever wanted to do something with your money, but couldn’t seem to figure out how?
Having a clear goal in mind can help set the stage for success – why not take some time now and jot down what you want that journey of financial abundance to look like!
91) Get the gang together and have a hang at someone’s house instead of heading out. A night in with your friends is sure to be full of cozy memories, fun times, and tasty snacks!
92) Take a few minutes each weekend to get your financial ducks in a row for the week ahead!
Map out how you’ll spend and save so that when Monday rolls around, you can rest easy knowing everything is all set.
93) Got some spare change? Put it in a piggy bank and watch your savings grow over time! It’s an easy way to save up for something special.
94) Don’t get caught up in the comparison trap – having more stuff doesn’t always equate to being happy. Keep focus on your own journey and making yourself proud!
95) Don’t just quickly pay your service bills – double check them first to make sure you’re only paying for what you should be!
96) To make sure you don’t miss any payments, be sure to have your bills in an easy-to-see spot.
That way they’ll always catch your eye and remind you of their due date!
97) Be sure to say cheerio to those pesky habits – whether it’s smoking, having too many tipples or chasing after bad luck! It’s time for a healthier and happier you.
98) Instead of seeing money as a source of stress, why not view it as an opportunity for growth and success?
Put on your positivity lenses and manifest the life you want!
99) Take a minute to think before you splurge – do you really need that thing or is there something similar lurking in the back of your cupboard?
100) Embrace a wealth mindset! With the right attitude, you will be amazed by how far your financial success can take you.
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